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Report Generated: March 31, 2026 Data Source: Official FDD Filing (2025)
See full cost breakdown →

Moe's Southwest Grill Franchise: Cost, Earnings & Real FDD Data

Fast Casual

Moe's Southwest Grill operates a quick-service restaurant chain serving customizable Southwestern-inspired burritos, bowls, and tacos. The franchise emphasizes fresh ingredients and customer choice in a fast-casual dining format.

Atlanta, Georgia · Founded 2001 · Franchising since 2001 · moesouthwestgrill.com →

63.0
Average
596
Total Units
$1.02M
Median Revenue
N/A
Total Investment
5.0%
Royalty Rate
$132K
Est. Profit
5.2%
Closure Rate

The Moe's Southwest Grill franchise charges a 5.0% royalty fee and operates 596 units in the Fast Casual category. This report analyzes the full Franchise Disclosure Document including unit economics, fee structure, growth trends, and risk indicators to help you evaluate the cost of investing in Moe's Southwest Grill.

Key Takeaways

Growth Signal
Net -658 units over 4 years (declining)
Fee Burden
Royalty + ad fund = 7.0% of gross sales, vs 7.3% category average
Financial Disclosure
This brand discloses financial performance data (Item 19)

Deal Breakers 2 flags detected

Critical issues identified from FDD analysis that warrant serious consideration before investing.

System Shrinking by 100%
The franchise went from 658 to 0 units — a net loss of 658 locations. A shrinking system may indicate franchisee dissatisfaction, poor unit economics, or brand decline.
Question to ask the franchisor:
What is driving the unit losses? Are closures voluntary or forced? What is the company doing to reverse the trend?
Closure Rate of 5.2%
An average of 5.2% of franchise units close each year. The industry average is around 2-3%. High closure rates often signal poor unit-level economics.
Question to ask the franchisor:
What are the primary reasons franchisees close? What support does the franchisor provide to struggling units?

Franchise Breakdown Score 63.0/100 · Average

Composite quality score based on growth, stability, efficiency, fees, transparency, and system size.

Unit Growth
3/20
Stability
3/20
Investment Efficiency
10/20
Fee Reasonableness
15/15
Transparency
10/10
System Size
12/15

3 Moe's Southwest Grill Franchise Revenue & Earnings (Item 19) Item 19 Available FDD Item 19

Financial performance data as disclosed in FDD Item 19.

Revenue by Quartile

View all disclosed financial metrics (25 rows)
Metric Value Unit Cohort Period
Average Net Sales $1,821,614 USD Top Quartile FY2024
Number and Percentage of Restaurants Attaining or Exceeding Average Net Sales 0.0 COUNT Top Quartile FY2024
Median Net Sales $1,754,949 USD Top Quartile FY2024
Lowest Net Sales $1,464,882 USD Top Quartile FY2024
Highest Net Sales $3,097,451 USD Top Quartile FY2024
Average Net Sales $1,312,376 USD 2nd Quartile FY2024
Number and Percentage of Restaurants Attaining or Exceeding Average Net Sales 0.0 COUNT 2nd Quartile FY2024
Median Net Sales $1,299,681 USD 2nd Quartile FY2024
Lowest Net Sales $1,166,787 USD 2nd Quartile FY2024
Highest Net Sales $1,459,940 USD 2nd Quartile FY2024
Average Net Sales $1,049,509 USD 3rd Quartile FY2024
Number and Percentage of Restaurants Attaining or Exceeding Average Net Sales 0.0 COUNT 3rd Quartile FY2024
Median Net Sales $1,059,238 USD 3rd Quartile FY2024
Lowest Net Sales $907,995 USD 3rd Quartile FY2024
Highest Net Sales $1,164,124 USD 3rd Quartile FY2024
Average Net Sales $753,347 USD Bottom Quartile FY2024
Number and Percentage of Restaurants Attaining or Exceeding Average Net Sales 0.0 COUNT Bottom Quartile FY2024
Median Net Sales $782,366 USD Bottom Quartile FY2024
Lowest Net Sales $371,964 USD Bottom Quartile FY2024
Highest Net Sales $906,553 USD Bottom Quartile FY2024
Average Net Sales $1,235,422 USD Total FY2024
Number and Percentage of Restaurants Attaining or Exceeding Average Net Sales 0.0 COUNT Total FY2024
Median Net Sales $1,166,787 USD Total FY2024
Lowest Net Sales $371,964 USD Total FY2024
Highest Net Sales $3,097,451 USD Total FY2024

$ Estimated Unit Profitability Industry Benchmark Estimate

Estimated using industry benchmarks for the Fast Casual category. Actual costs vary significantly by location, operator, and market.

$1.02M
Gross Revenue
$884K
Total Costs
$132K
Owner's Profit (13.0%)
View detailed P&L breakdown
Line Item Amount % of Revenue
Gross Revenue $1,015,559 100%
COGS $-304,668 30%
Labor $-284,357 28%
Occupancy $-101,556 10%
Marketing $-40,622 4%
Other Costs $-81,245 8%
Royalty Fee (franchisor) $-50,778 5.0%
Ad Fund Fee (franchisor) $-20,311 2.0%
Owner's Profit $132,023 13.0%

4 Risk Assessment

Automated risk indicators based on FDD data analysis.

!
High Closure Rate
Average closure rate of 5.2% exceeds 5% threshold. This indicates higher-than-typical franchise turnover.
Declining Unit Count
Net -658 units over 4 years (-100.0%). The franchise system is contracting.
%
Reasonable Fee Burden
Combined royalty + ad fund of 7.0% is within normal range.
Financial Data Disclosed
This franchisor provides Item 19 financial performance representations, enabling better due diligence.

5 Moe's Southwest Grill Failure Rate & Unit Growth (Item 20) FDD Item 20

Franchise unit trajectory based on FDD Item 20 data.

Year Start Opened Closed Transferred End Closure Rate Net Growth
2022 658 +15 -37 0 636 5.6% --
2023 636 +12 -37 5 606 5.8% --
2024 606 +15 -25 5 591 4.1% --
2025 -- +10 -- -- -- -- --
5.2%
Avg Closure Rate
4
Years of Data

6 Category Comparison Fast Casual Brands

How Moe's Southwest Grill compares to peer brands in the Fast Casual category.

Investment Midpoint

Median Revenue (Item 19)

Investment-to-Revenue Ratio

Ratio = Investment midpoint ÷ median annual revenue. Lower is better. A 0.5x ratio means the initial investment equals half of one year's gross revenue. Does not account for operating costs, margins, or time value of money.

Brand Total Units Investment Range Median Revenue Royalty Inv/Rev Ratio
Tropical Smoothie Cafe 1400 $341K – $814K $1.74M 6.0% 0.3x
Five Guys 945 $978K – $1.38M No Item 19 6.0% --
Jamba 726 $263K – $615K $1.18M 6.0% 0.4x
Moe's Southwest Grill 596 $566K – $1.59M $1.82M 5.0% 0.6x
Captain D's -- $206K – $1.26M $1.56M 4.5% 0.5x
Schlotzsky's -- $648K – $1.95M $1.70M 6.0% 0.8x
Fazoli's -- $1.64M – $2.64M $1.36M 5.0% 1.6x
MOD Pizza -- $1.00M – $1.30M $8K 5.0% 151.9x
Blaze Pizza -- $667K – $1.14M $1.28M 5.0% 0.7x
Pieology -- $304K – $808K No Item 19 5.0% --

SBA Loan Data 2012–2026

SBA 7(a) loan approvals for Moe's Southwest Grill franchisees from the SBA FOIA public dataset. Lenders report franchise codes at origination — this is real lending activity, not estimates.

$44M
Total SBA Approved
85
SBA Loans
$517K
Avg Loan Size
14.5%
Default Rate
Active Lending States 20
Distinct Lenders 43
Jobs Supported 1,772
Top Lending States
GA 14 PA 9 IN 7 TN 6 OH 6
Annual SBA Loan Volume

Source: SBA FOIA 7(a) public data. Franchise codes matched by brand name. Not all SBA loans are captured; some franchisees finance without SBA programs.

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