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Report Generated: March 31, 2026 Data Source: Official FDD Filing (2025)
See full cost breakdown →

Hardee's Franchise: Cost, Earnings & Real FDD Data

QSR

51.0
Average
N/A
Total Units
$1.44M
Median Revenue
N/A
Total Investment
N/A
Royalty Rate
$288K
Est. Profit
N/A
Closure Rate

The Hardee's franchise in the QSR category. This report analyzes the full Franchise Disclosure Document including unit economics, fee structure, growth trends, and risk indicators to help you evaluate the cost of investing in Hardee's.

Key Takeaways

Growth Signal
Net -183 units over 3 years (declining)
Financial Disclosure
This brand discloses financial performance data (Item 19)

Deal Breakers 1 flag detected

Critical issues identified from FDD analysis that warrant serious consideration before investing.

System Shrinking by 12%
The franchise went from 1,552 to 1,369 units — a net loss of 183 locations. A shrinking system may indicate franchisee dissatisfaction, poor unit economics, or brand decline.
Question to ask the franchisor:
What is driving the unit losses? Are closures voluntary or forced? What is the company doing to reverse the trend?

Franchise Breakdown Score 51.0/100 · Average

Composite quality score based on growth, stability, efficiency, fees, transparency, and system size.

Unit Growth
3/20
Stability
12/20
Investment Efficiency
10/20
Fee Reasonableness
12/15
Transparency
10/10
System Size
4/15

3 Hardee's Franchise Revenue & Earnings (Item 19) Item 19 Available FDD Item 19

Financial performance data as disclosed in FDD Item 19.

$1.47M
Average Revenue
$1.44M
Median Revenue
View all disclosed financial metrics (6 rows)
Metric Value Unit Cohort Period
Average Revenue $1,471,142 USD -- FY25
Median Revenue $1,437,792 USD -- FY25
# Met / Exceeded Average 61.0 COUNT -- FY25
% Met / Exceeded Average 47.7% PCT -- FY25
Lowest $508,677 USD -- FY25
Highest $2,778,948 USD -- FY25

$ Estimated Unit Profitability Industry Benchmark Estimate

Estimated using industry benchmarks for the QSR category. Actual costs vary significantly by location, operator, and market.

$1.44M
Gross Revenue
$1.15M
Total Costs
$288K
Owner's Profit (20.0%)
View detailed P&L breakdown
Line Item Amount % of Revenue
Gross Revenue $1,437,792 100%
COGS $-431,338 30%
Labor $-402,582 28%
Occupancy $-143,779 10%
Marketing $-57,512 4%
Other Costs $-115,023 8%
Royalty Fee (franchisor) $-0 0%
Ad Fund Fee (franchisor) $-0 0%
Owner's Profit $287,558 20.0%

4 Risk Assessment

Automated risk indicators based on FDD data analysis.

Declining Unit Count
Net -183 units over 3 years (-11.8%). The franchise system is contracting.
Financial Data Disclosed
This franchisor provides Item 19 financial performance representations, enabling better due diligence.

5 Hardee's Failure Rate & Unit Growth (Item 20) FDD Item 20

Franchise unit trajectory based on FDD Item 20 data.

Year Start Opened Closed Transferred End Closure Rate Net Growth
2023 1552 -- -- -- 1512 -- --
2024 1512 -- -- -- 1394 -- --
2025 1394 -- -- -- 1369 -- --

6 Category Comparison QSR Brands

How Hardee's compares to peer brands in the QSR category.

Investment Midpoint

Median Revenue (Item 19)

Investment-to-Revenue Ratio

Ratio = Investment midpoint ÷ median annual revenue. Lower is better. A 0.5x ratio means the initial investment equals half of one year's gross revenue. Does not account for operating costs, margins, or time value of money.

Brand Total Units Investment Range Median Revenue Royalty Inv/Rev Ratio
Subway 19502 $263K – $630K No Item 19 8.0% --
McDonald's 12772 $1.47M – $2.64M $3.00M 5.0% 0.7x
Dunkin' 8499 $527K – $1.83M No Item 19 5.9% --
Domino's Pizza 7043 $120K – $462K $20K 5.5% 14.9x
Wendy's 5552 $1.41M – $2.90M $2.33M 4.0% 0.9x
Burger King 5524 $1.80M – $3.30M $1.67M 4.5% 1.5x
Dairy Queen 4400 $1.15M – $2.44M No Item 19 4.0% --
Little Caesars 3705 $446K – $1.82M No Item 19 6.0% --
KFC 3558 $135K – $540K $1.35M 5.0% 0.2x
Arby's 3400 $313K – $3.45M $1.39M 4.0% 1.4x

7 Franchisor Overview FDD Item 1

The franchisee will operate a quick service restaurant offering a limited menu of breakfast, lunch and dinner products featuring charbroiled 100% Black Angus Thickburger sandwiches, Hand-Breaded Chicken Tenders, and Made from Scratch Biscuits.

Parent Company
Hardee’s Funding LLC
Incorporated
Delaware, 2013-01-30
Company Started
1960
First Franchised
1961
Franchise Term
20 years
Renewal Terms
One option to renew for a term of 5 or 10 years at the franchisee's option, subject to meeting specific conditions and paying a renewal fee.
Principal Address
6700 Tower Circle, Suite 1000, Franklin, Tennessee 37067

Key Executives

J
Joe Guith
Chief Executive Officer
Less than 1 years
K
Kerry Olson
Chief People and Legal Officer
7 years
J
Jennifer Tate
Chief Marketing Officer
2 years
M
Michael Lenihan
Chief Financial Officer
2 years
K
Kelly Bengston
Chief Supply Chain Officer
Less than 1 years
A
Anthony T. D’Amico
Senior Vice President – Operations
3 years
D
Diane Simrall
Vice President – Finance
Less than 1 years
D
Danell Caron
Vice President – Legal
2 years

Territory

Non-Exclusive Territory

Franchisees do not receive an exclusive territory. The franchisor reserves the right to operate and license others to operate Hardee's Restaurants at any location and through any channel of distribution, including the internet.

Litigation

Item 3 discloses nine actions, including pending contract and termination disputes with Paradigm Investment Group and Arbor Capital Partners, and concluded matters involving disclosure disputes and no-poaching provisions with affiliates.

9 Franchise Agreement Terms FDD Items 8-18

Key terms extracted from FDD Items 8-18. Click each section to expand.

Financing

Franchisor Financing Available: False

Details: Neither the franchisor nor its affiliates offer direct or indirect financing or guarantees for franchisee notes, leases, or obligations.

Franchisor Assistance

Pre Opening Assistance:

  • Site selection guidelines and consultation
  • On-site site evaluation
  • Electronic access to the Operation Procedures Manual (OPM)
  • Franchise Management Training Program (FMTP) for up to 8 individuals
  • Development training
  • Access to the Development Guide
  • Consultation on construction, renovation, and layout
  • Prototypical plans and specifications
  • Opening assistance and employee training

Ongoing Assistance:

  • Administration of the Hardee’s National Advertising Fund (HNAF)
  • Guidelines for local advertising and promotion
  • System modifications and OPM updates
  • Periodic advice and consultation on design, management, and operations
  • Inspections and evaluations of products and services

Training Program:

Initial Training Hours: General Manager: ~195.32 hours; Shift Leader/GM: ~103.48 hours; Crew: ~38.97 hours

Location: Designated Training Facility and Star University (online)

Description: The FMTP includes restaurant-based training and online modules via the Star University Learning Management System.

Territory

Exclusive Territory: False

Territory Description: Franchisees are granted the right to operate at a specific 'Franchised Location'. Development Agreements cover a 'Development Territory' but do not grant exclusivity.

Can Franchisor Compete: True

Online Sales Rights: The franchisor reserves the right to use any channel of distribution, including the internet, to make sales within the territory.

Trademarks

Franchisees are granted a nonexclusive right to use the 'Hardee’s' name and Proprietary Marks (e.g., HAPPY STAR, FAMOUS STAR). Use in domain names or social media requires prior written consent.

Patents Copyrights

No material patents are owned. The franchisor owns copyrights in advertising materials, the OPM, architectural plans, and computer programs.

Obligation To Participate

No, but a designated Operating Principal (10% owner) must be a full-time operator unless a Multi-Unit Manager is approved.

Restrictions On What Franchisee May Sell

Franchisees must sell only authorized products and services in strict conformity with OPM standards. Sales may be restricted to certain time periods. Online ordering and delivery participation is mandatory.

Renewal Termination Transfer

Term Length Years: 20 years

Renewal Conditions: Timely notice, sign general release, comply with training, be in good standing, complete required remodeling, and pay a renewal fee ($5,000 - $10,000).

Termination For Cause Conditions:

  • Monetary default (10-day cure)
  • Non-monetary default (30-day cure)
  • Insolvency or bankruptcy
  • Unauthorized transfer
  • Material misrepresentation
  • Felony conviction
  • Failure to open on schedule
  • Repeated defaults within 12 months
  • Two consecutive failing inspection scores

Transfer Conditions: Prior written consent, qualified transferee, reasonable sales price, satisfaction of monetary obligations, execution of general release, and payment of a $2,500 transfer fee.

Non Compete Post Termination:

Duration: 2 years

Radius: Within the Development Territory, within 2 miles of its border, or within 2 miles of any then-existing Hardee’s Restaurant.

Scope: Prohibits diverting business/customers or having an interest in a competing restaurant business (defined by 20% or more sales of Designated Entrée Items).

Public Figures

None

Restrictions On Sources

Required Suppliers:

  • Ingredients, food products, spices, seasonings, mixes, beverages, materials, furniture, fixtures, equipment, smallwares, forms, paper and plastic products, packaging, and cleaning supplies must meet standards in the OPM.
  • Master distributor: McLane Company, Inc.
  • Equipment, smallwares, and supplies: Wasserstrom Holdings, Inc.
  • Computer/POS System vendors: PAR Tech, Inc, CrunchTime, QSR Automations, Xenial Xpient, and Meraki.
  • Online ordering platform: OLO.
  • Loyalty software platform: Punchh.
  • Approved delivery providers: Uber Eats, Door Dash, and GrubHub.

Purchasing Cooperatives: None

Notes: Approximately 90% of purchases or leases for establishment and 65% of controllable purchases for ongoing operation must be from approved suppliers.

Franchisee Obligations

Franchisees must adhere to obligations regarding site selection, development, training, opening, fees, compliance with system standards, trademark usage, product restrictions, insurance, advertising, indemnification, management participation, recordkeeping, and post-termination covenants.

SBA Loan Data 2016–2025

SBA 7(a) loan approvals for Hardee's franchisees from the SBA FOIA public dataset. Lenders report franchise codes at origination — this is real lending activity, not estimates.

$12M
Total SBA Approved
7
SBA Loans
$1,760K
Avg Loan Size
33.3%
Default Rate
Active Lending States 6
Distinct Lenders 7
Jobs Supported 314
Top Lending States
NC 2 OH 1 NJ 1 MI 1 GA 1
Annual SBA Loan Volume

Source: SBA FOIA 7(a) public data. Franchise codes matched by brand name. Not all SBA loans are captured; some franchisees finance without SBA programs.

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